Cut on your savings
Lower a bill and you keep 100% of what you save. We never take a slice of your money. Ever.
Budgeting, but make it fun
Know where your money actually goes.
CONTA$ turns your spending budget into the easiest part of your day. See every account at a glance, catch sneaky subscriptions before they bite, and watch your savings grow. One flat price, 0% commission, and we never sell your data. Pinky promise. 🤙
- Free to start
- Bank-level encryption
- 4.8 · 12,000+ happy budgeters
Four promises, in writing ✍️
One flat price, no fine print
No "pay-what-you-think-is-fair" slider. No surprise price after you link your bank. It's right there on this page. 👇
Your data isn't for sale
We make money from subscriptions — never from selling your info. Our privacy policy says exactly that.
Taps to cancel — for real
Spot a subscription you forgot about and zap it from the app. Confirmed, not just "requested." 🎯
Your whole budget, finally making sense. 🙌
The big picture
Every account, one tidy screen.
Checking, savings, cards — connected securely through Plaid and updated automatically. No more flipping between eight apps to answer one question: can I actually afford this?
- Live balances and spending, always fresh
- Automatic, spot-on transaction categories
- Manual accounts too — for that bank we don't support yet
AccountsUpdated 2m ago
Everyday Checking$3,204.18
High-Yield Savings$22,910.00
Sapphire Card−$842.55
Brokerage$22,978.37
Net worth$48,250.00
Subscription radar
Bust the charges you forgot about. 🕵️
CONTA$ sniffs out every recurring charge — yes, including that "free" trial that quietly became a bill — and flags the ones you've ghosted. Want one gone? We cancel it and confirm it. No "we've requested cancellation" limbo.
- Catches price hikes and sneaky duplicates
- One-tap cancel with written confirmation
- Friendly nudges before annual renewals hit
Recurring3 unused
- Adobe CC$59.99
- Disney+ · unused 4mo
- Audible · unused 6mo
- iCloud$2.99
Budgets & auto-save
Spend guilt-free. Save on autopilot. 🚀
Flexible budgets that bend with real life — even wobbly freelance income. Pick a goal and CONTA$ quietly tucks money aside when you can afford it, and chills out when you can't. No spreadsheets, no stress.
- "Safe to spend" math, refreshed every day
- Goal-based smart auto-save
- Cheerful, useful alerts — never spammy
This monthJune
Groceries$370/500
Dining$144/300
Transport$62/200
Auto-saved → Emergency fund+$326.00
We lower your bill — you keep every cent.
Most apps "negotiate" your bills, then swipe 35–60% of your first-year savings as a fee. Here's the same $80 internet bill, side by side. Spoiler: one of these is way nicer.
The other guys
Old bill$80.00/mo
New bill$60.00/mo
You save$240.00/yr
Their fee (40% of savings)−$96.00
You actually keep$144.00
CONTA$
Old bill$80.00/mo
New bill$60.00/mo
You save$240.00/yr
Our fee$0.00
You actually keep$240.00
We already charge one flat price. Grabbing a slice of your savings on top? That'd just be rude. 😇
How CONTA$ works.
-
1
Connect securely
Link your accounts through Plaid with read-only, bank-level encrypted access. We can see your balances — we can never touch your money.
-
2
Watch it click
Your whole spending picture assembles itself — balances, budgets and subscriptions — clean, colorful and bang up to date.
-
3
Have fun with it
Zap subscriptions you don't use, set budgets, auto-save toward the good stuff, and keep every dollar you free up. 🥳
One flat price. No slider. No catch.
Free
$0forever & ever
Everything you need to budget like a boss.
- All accounts in one place
- Spending & subscription tracking
- Flexible budgets & goals
- Balance & renewal alerts
Premium
$5/ month
or $48/year — save 20%. Flat, always.
- Everything in Free, plus:
- One-tap subscription cancellation
- Bill lowering — 0% commission
- Smart goal-based auto-save
- Fun insights & spending forecasts
No "intro rate." No mystery price that pops up after you link a bank. The price above is the price. That's it, that's the tweet.
Security & privacy 🔐
Built like a vault. Friendly like a buddy.
Your money is the most sensitive thing you'll ever connect to an app. We guard it like it's our own.
Read our plain-language privacy policy- 256-bit encryptionData is encrypted in transit and at rest — the same standard banks use.
- Read-only by designWe connect through Plaid with view-only access. Contas can never move or withdraw your money.
- Never sold, never brokeredWe don't sell, rent or trade your data. Our revenue is your subscription — full stop. 🙅
- SOC 2 Type IIIndependently audited security controls, monitored continuously.
Fun gets loyal.
"I zapped three subscriptions in the first ten minutes and the app actually confirmed they were dead. That alone paid for the year!"
"Finally a money app that doesn't nibble away at my own savings. One price, kept their word, and it's genuinely fun to open."
"My partner and I see our whole budget in one colorful place now. No stress, and it doesn't shove a credit card in my face every screen."
Questions? We've got you.
Is CONTA$ really free?
Yep! The Free plan covers all your accounts, spending and subscription tracking, budgets and goals — at $0, forever. Premium ($5/mo) adds one-tap cancellation, bill lowering and auto-save. You never have to upgrade to get real value.
How does CONTA$ make money?
From Premium subscriptions. That's it! We don't sell your data, we don't take a cut of your savings, and we don't earn kickbacks for nudging you toward products. If we make money, it's because the app is worth $5 to you.
Is my financial data safe?
Absolutely. We use 256-bit encryption in transit and at rest, connect through Plaid with read-only access, and maintain SOC 2 Type II audited controls. CONTA$ can view your balances to show them to you — it can never move your money.
How is this different from Rocket Money?
Same core jobs — see your money, track subscriptions, lower bills, save more — but a whole lot friendlier and more honest. We charge one published flat price (no "pay-what's-fair" slider that only appears after you link a bank), take 0% commission on bills we lower, confirm cancellations for real, and never sell your data.
Which banks are supported?
Over 12,000 US banks, credit unions, card issuers and brokerages via Plaid. If yours isn't supported yet, pop it in as a manual account so your full budget stays complete.
Can I cancel CONTA$ anytime?
Anytime, in two taps, from inside the app — the same way we cancel subscriptions for you. No retention maze, no awkward phone call. We'd rather you stay because you actually want to. 🙂
Make budgeting your new favorite habit.
Join 12,000+ people running their spending budget with an app that's fun, fair and has nothing to hide. 💸
Free to start · No credit card · Cancel in two taps